UNLOCKING YOUR FINANCIAL SUCCESS WITH HARD MONEY MORTGAGE LOANS
Hard money mortgage loans are a type of financing option that is quite handy. Normally, real estate investors who cannot qualify for traditional bank loans use these loans. These loans have a focus on the property’s value rather than the borrower’s credit. Hard money loans offer quick access to the funds so the person borrowing the loan can take advantage of the real estate market opportunities. Because quick access to funds allows individuals to close deals in a timely manner. You can seize the opportunities from the real estate market without getting into the hassle of credit requirements. We offer competitive interest rates with flexible terms. Join us to take the next step in your business. Contact now!
Simplify Your Path to Homeownership with FHA Loans
FHA loans have lower down payment requirements. These loans are backed by Federal Housing Administration. Our team can help you go through the terms and guide you through the whole process. The staff helps you with application and paperwork to make sure you have a smooth loan approval. We at Lord Mortgage and Loan offer flexible terms and conditions on our loans, making homeownership an easy route. We believe in fairness and clarity so we do not have any hidden charges on our loans. Join us to make your dreams a reality. Contact now!
Get VA Loans For Homeownership
A VA loan is specially made for active-duty service members and veterans. For individuals facing financial challenges, this loan can be a beam of light. If you are struggling with your homeownership then this loan should attract you. One of the many advantages of our loan is its down payment with a competitive interest rate. These loans can make a huge difference in your journey towards your dreams. You can trust us to provide you with a reliable and customized loan according to your needs and demands. Get in touch to see the incredible.
Explore Our Flexible Conventional Loan Options
It is pretty clear that not every person who borrows a loan fits into the requirements of that specific loan, isn’t it? That is where our conventional loan steps in. We are offering flexibility and broader options for homebuyers in our conventional program. Borrowers with stronger credit scores can take advantage of the interest rates. Providing our buyers with various down payment options we are your go-to source. You can select from the fixed rate to the adjustable ones according to your financial requirements. Get in touch and our team will guide you through the whole process and paperwork.
TURNING DREAMS INTO REALITY WITH INVESTMENT PROPERTY LOANS
We are offering property loans to meet your specific needs because we are aware of the fact that real estate investment can be an adventure of ups and downs. Investors can take advantage of these loans to boost their business. With our investment property loans, you can secure properties that you plan to rent or the ones that you want to resell. These loans have a higher interest rate with a larger down payment because of their association with a property. Other than that, there are tax benefits associated with owning investment properties, enhancing its overall financial return. Our staff will understand your investment plan and suggest the appropriate financing option to meet your needs. Contact now!
TAKE YOUR BUSINESS TO NEW HEIGHTS WITH OWNER-OCCUPIED BUSINESS PURPOSE
By utilizing our owner-occupied business purpose loans, you can save up for the property you plan to use for your business. Whether it’s a new business space or a previous one that needs renovation, our business loan is here to help you. Providing the borrowers with a lot of benefits including lower down payments and convenient interest rates this loan is the best choice if you are thinking about expanding your business. Choose us to take your business to another level!
Get Retirement on your Terms with Reverse Mortgage
For homeowners who are above the age of 62 years and who want to utilize their retirement money to cover other expenses, a reverse mortgage is the best option. You can get the equity of your home and receive funds without making monthly mortgage payments. With this mortgage option, you can live in your home while accessing the equity you have saved over the years. We know that one solution cannot fit all situations, so our staff will help you throughout the paperwork, suggesting a tailored mortgage plan. Let us unlock the value of your home with this flexible and convenient plan.
FREQUENTLY ASKED QUESTIONS
How do FHA loans work?
FHA loans are offered by FHA-approved lenders and require mortgage insurance. The first-time buyers have to follow specific guidelines.
Can I use a conventional loan for an investment property?
Yes, conventional loans can be used for investment properties but they require a larger down payment with strict terms and conditions.
How long does it take to get approved for a hard money mortgage loan?
The approval process for hard money mortgage loans is faster than for traditional bank loans, but it takes a few days.
Do conventional loans require mortgage insurance?
It depends on the amount of down payment. Conventional loans with a down payment of less than 20% require private mortgage insurance.
Can I use a VA loan more than once?
Yes if you have the remaining eligibility, you can use a VA loan multiple times.